Fix fat_setattr() on the case of showexec option. If user specified
showexec option, inode->i_mode may not have S_IXUGO. This just use
inode->i_mode to fix it.
And with this patch, we don't allow chmod() on memory inode, it's just
bad behaviour. IOW, we allow changing S_IWUGO only which can be stored
to disk.