We already check the mq attr struct if it's passed in, but now that the
admin can set system wide defaults separate from maximums, it's actually
possible to set the defaults to something that would overflow. So, if
there is no attr struct passed in to the open call, check the default
values.
While we are at it, simplify mq_attr_ok() by making it return 0 or an
error condition, so that way if we add more tests to it later, we have the
option of what error should be returned instead of the calling location
having to pick a possibly inaccurate error code.